Cathy Belmonte Newman (CDFA, MBA) is a financial analyst with over 25 years of knowledge and experience. While earning her undergraduate degree in Finance at DePaul University and her MBA from the Stuart School of Business at the Illinois Institute of Technology, Cathy worked for the two largest banks in Chicago as a financial analyst. Upon graduation, Cathy joined Dean Witter’s new mortgage banking operation as a financial analyst. During her nine years with the company, her responsibilities included strategic and profit planning, buying and selling servicing rights, operations management, creating financial models and review of fair lending practices.

Cathy left corporate finance and became the owner of F4 Financial, a niche financial firm specializing in analytical services and litigation support services to clients in the pre- or post-stages of divorce. Cathy also works with clients who are using mediation or collaborative law for their divorce.  She has been in practice for 14 years and has served over 350 clients with monthly living expenses ranging from $2,000 per month to over $150,000 per month. As a certified divorce financial analyst (CDFA), Cathy assists clients with lifestyle analysis, expense projections, disclosure statements, balance sheets, forensic analysis, and expert testimony.

Cathy was the wife’s lifestyle expert in the case, In re Marriage of Donna Tuke Heroy, which is an appellate court case in Illinois which addresses lifestyle in the opinion. In that case, the Appellate Court of Illinois affirmed the lower court’s permanent maintenance award, which is the highest such award ever upheld on appeal in the state of Illinois. Her work in that case has garnered a great deal of attention and she is a sought-after expert witness in lifestyle analysis and has been qualified as such in four counties in the Chicago area.

Cathy has completed her mediation and collaborative law training and is presently a board member of the Institute for Divorce Financial Analysts (IDFA). Cathy is a former Board Member of The Lilac Tree, an organization that supports women in the divorce process and a former school board member of her local elementary school district. Her financial expertise has been beneficial to the boards that she has served on and to the attendees of the seminars and workshops that she has presented at.

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